Almost twice as many brits believe that property makes better use of cash then isa , pensions stock , shares ,premium bonds

 Figures released by the office of national statistics , show more people in the UK feel , that property is the best investment when saving for retirement .

Figure 2 illustrates that pension schemes and property are also the 2 methods considered to make
the most of your money when saving for retirement. Of those asked in the period July 2014 to June
2015, 

(44%)thought investing in property would make the most of their money, 

(25%) of respondents thought paying into an employer pension scheme would make the most of their money. 

The results again reiterate the growing confidence in property prices since July 2010.

The decrease in confidence that savings accounts and ISAs would make the most of their money observed between July 2010 to June 2012 and July 2012 to June 2014 continues into the period

July 2014 to June 2015. This may be due to low interest rates impacting on people’s attitudes towards investments. 

The Bank of England deputy governor Dame Nemat (Minouche) Shafik  , just last week stated that Raising interest rates to deal with housing market problems would hit the rest of the economy too hard


Worryingly, the survey also found half of people are not saving in a pension scheme at all because of low income, not working or still being in education. 

The number of non-savers has jumped to 50 per cent over the past five years from 38 per cent in 2010. 

But at the same time, the amount of people who said that their retirement income would provide the standard of living they hoped for has jumped from 41 per cent to 52 per cent. 

The findings suggest prospects for retirement are becoming more polarised among the country.


Thanks to Britain's property boom, in the past decade property returns have beat pension savings but only in select parts of the country, such as London. 

Overall, UK property has increased in value by 24.2 per cent over the ten years to 2015, whereas the average Balanced Managed pension fund has returned 60 per cent in the same time frame, according to Hargreaves Lansdown. 


full report titled The Burden of Financial and Property Debt, Great Britain, 2010 to 2012 can be downloaded here 





Further Reading


Property Partner successfully completes £15.9M ($22.4M) funding round

Propnology.co.uk FCA crowdfunding startup to launch Monday 19 October 2015

The shadow housing minister Rt Hon John Healy MP does an AMA On Reddit

Countryside Residential Homes Builder IPO ,Construction , house prices,housing crisis all mashed up

New UK Gov Measures will clamp down on criminal landlords who trap and cram vulnerable tenants in unsafe, overcrowded homes, Brandon Lewis announced.

UK Housing Bill 2nd Reading >Right-to-buy affordable housing planning councils brownfield sites and anything else you need to know

Bank of England dampens prospects of early UK rate rise >Raising interest rates to deal with housing market problems would hit the rest of the economy too hardZac Goldsmith: housing crisis number one priority in London – what needs to be done


Sadiq Khan Housing Crisis Update Fair rental pricesBoris tells planners & developers to put culture first for city development

Countryside Residential Homes Builder IPO ,Construction , house prices,housing crisis all mashed up

Historic Housing and Planning Bill will transform generation rent into generation buy

Rent Stabilisation Measures & Landlord Response >Research By University of Cambridge >Cambridge centre for Housing and Planning Research

Taylor Wimpey CEO Peter Redfern will lead Labour Housing Redfern Review

London’s housing crisis > Blue and Red debates @ London Mayor Question Time

Government to sell Prisons for housing

UK's biggest estate agent Countrywide sees shares plunge 12% as shortage of properties for sale hits profits

The Reality > The lowest rung of the housing ladder? HMO's Rise & Phlegmatic approach by Landlords

Government launches National Infrastructure Commission to get Britain building

Higher planning fees could shorten building / planning applications

Draw up plans to build more
homes in two years... or we'll do it for you: PM's threat to reluctant town halls

Barriers to house building: How serious are the challenges we face? Conservatives Conference 2015 all you need to know

TfL releases land for 10,000 homes across the Capital

Osborne says tougher buy-to-let regulation on its way

House Prices will continue to rise & construction of more not the answer

Taylor Wimpey CEO Peter Redfern will lead Labour Housing Redfern Review

London real estate most overpriced property globally, warns UBS

House Prices ,Mortgage applications , interest rates house building update

Sadiq Khan Housing Crisis Update Fair rental prices

How low can you go ? speech by Andy Haldane BoE Chief Economist

London’s housing crisis > Blue and Red debates @ London Mayor Question Time

reaching more people with our property fraud advice Land Registry

Bank of England concerns over Property buy-to-let boom

Britain Inflation and housing: joined at the hip

The European Union, monetary and financial stability, and the Bank of England - speech by Mark Carney

TfL could help fix London’s housing Crisis as well as our trains

A question from Matthew > PMQs Jeremy Corbyn MP vs The Prime Minister David Cameron

Labour conference: Sadiq Khan >"I'm going to make the election a referendum on London's housing crisis"

Newly Elected Labour Candidate, for Mayor of London, Sadiq Khan, outlines his Housing Policies

What Jeremy Corbyn's leadership victory may mean for housing policy in the UK

Marie's Question >Jeremy Corbyn The New Labour Leader takes his seat in the Houses of Parliament

Building Markets for the Good of People > BoE Open Forum

Government ministers and housing association leaders have negotiated a deal to extend the right-to-buy policy

Historic Housing and Planning Bill will transform generation rent into generation buy

Three Truths about Finance - Governor of BoE - Mark Carney

Mortgage Lenders and Administrators statistics Bank of England Sept 2015

Osborne says tougher buy-to-let regulation on its way

House Prices will continue to rise & construction of more not the answer

Right To Buy Homes Urgent Parliament questions with Brandon Lewis UK housing Minster

Borrowing figures in the mortgage market remain strong as customers take advantage of record low interest rates

property eCommerce is booming !

Residential sales Move up despite lack of property Stock

Government ministers and housing association leaders have negotiated a deal to extend the right-to-buy policy