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Almost twice as many brits believe that property makes better use of cash then isa , pensions stock , shares ,premium bonds




 Figures released by the office of national statistics , show more people in the UK feel , that property is the best investment when saving for retirement .

Figure 2 illustrates that pension schemes and property are also the 2 methods considered to make
the most of your money when saving for retirement. Of those asked in the period July 2014 to June
2015, 

(44%)thought investing in property would make the most of their money, 

(25%) of respondents thought paying into an employer pension scheme would make the most of their money. 

The results again reiterate the growing confidence in property prices since July 2010.

The decrease in confidence that savings accounts and ISAs would make the most of their money observed between July 2010 to June 2012 and July 2012 to June 2014 continues into the period

July 2014 to June 2015. This may be due to low interest rates impacting on people’s attitudes towards investments. 

The Bank of England deputy governor Dame Nemat (Minouche) Shafik  , just last week stated that Raising interest rates to deal with housing market problems would hit the rest of the economy too hard


Worryingly, the survey also found half of people are not saving in a pension scheme at all because of low income, not working or still being in education. 

The number of non-savers has jumped to 50 per cent over the past five years from 38 per cent in 2010. 

But at the same time, the amount of people who said that their retirement income would provide the standard of living they hoped for has jumped from 41 per cent to 52 per cent. 

The findings suggest prospects for retirement are becoming more polarised among the country.


Thanks to Britain's property boom, in the past decade property returns have beat pension savings but only in select parts of the country, such as London. 

Overall, UK property has increased in value by 24.2 per cent over the ten years to 2015, whereas the average Balanced Managed pension fund has returned 60 per cent in the same time frame, according to Hargreaves Lansdown. 


full report titled The Burden of Financial and Property Debt, Great Britain, 2010 to 2012 can be downloaded here 





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